WATERCRAFT INSURANCE

You’ll be glad you had watercraft insurance when your boat gets rocked.


It’s important to protect yourself, because recreational boating accidents happen all the time. Leading causes of accidents are:

  • Human error
  • Weather and environment
  • Machinery and equipment complications or failures

Many of these accidents are preventable. In fact, nearly 70 percent of all reported watercraft accidents involve factors that are under the control of the boat operator. Primary causes of accidents are operator inattention, careless or reckless operation, operator inexperience, operating at an unsafe speed, and lack of proper lookout.

Most boating fatalities occur on boats on which the operator has not completed a boating safety education course. So put safety first. But no matter how safe or experienced you are, accidents happen.


So before you set sail, make sure that you’re fully protected. Call us today and we can help you find a watercraft insurance policy that fits your lifestyle.

Your options may include:
  • Collision insurance
  • Liability insurance
  • Medical coverage
  • Towing and assistance costs

You’ve probably sunk a lot of time and money into your boat. Don’t let an accident sink your dreams or your bank account. Our agents are happy to talk to you about coverage for accidents, breakdowns, uninsured boat owners, and medical costs. We want to protect you so that it’s all smooth sailing from here on out.